@book{3431,
	title = {Iceberg risk},
	publisher = {Texere},
	year = {2002 },
	address = {New York},
	url = {http://firstsearch.oclc.org/WebZ/DECRead?standardNoType=1&standardNo=1587990687&sessionid=0&srcdbname=worldcat&key=87d1f011268e78ac4af54aed24d23f3190bd3a16ab7aa4cb24b1be27181e6038& ectype=TOC}
}